LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,754
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,333
−HK$1,604/mo
Today · 4.125%
HK$53,937
baseline
▲ 0.50% · 4.625%
HK$57,219
+HK$3,282/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,874/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$945,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,464
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,978
−HK$1,536/mo
Today · 4.125%
HK$59,514
baseline
▲ 0.50% · 4.625%
HK$62,651
+HK$3,137/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,028/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$945,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,905
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,800
−HK$1,925/mo
Today · 4.125%
HK$64,725
baseline
▲ 0.50% · 4.625%
HK$68,663
+HK$3,938/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$129,450/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,757
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$69,574
−HK$1,843/mo
Today · 4.125%
HK$71,417
baseline
▲ 0.50% · 4.625%
HK$75,182
+HK$3,765/mo
Deposit HK$8.90M · loan HK$13.35M · min. income ≈ HK$142,834/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$945,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,056
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,266
−HK$2,246/mo
Today · 4.125%
HK$75,512
baseline
▲ 0.50% · 4.625%
HK$80,107
+HK$4,595/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,024/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,049
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,169
−HK$2,151/mo
Today · 4.125%
HK$83,320
baseline
▲ 0.50% · 4.625%
HK$87,712
+HK$4,392/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,640/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,358
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,200
−HK$2,887/mo
Today · 4.125%
HK$97,087
baseline
▲ 0.50% · 4.625%
HK$102,994
+HK$5,907/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,174/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,635
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,361
−HK$2,765/mo
Today · 4.125%
HK$107,126
baseline
▲ 0.50% · 4.625%
HK$112,773
+HK$5,647/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,252/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$945,975 · Scale 2, in force from 26 Feb 2026)