LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,758
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,337
−HK$1,604/mo
Today · 4.125%
HK$53,941
baseline
▲ 0.50% · 4.625%
HK$57,223
+HK$3,282/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,882/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,468
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,982
−HK$1,537/mo
Today · 4.125%
HK$59,519
baseline
▲ 0.50% · 4.625%
HK$62,656
+HK$3,137/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,038/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,910
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$62,804
−HK$1,925/mo
Today · 4.125%
HK$64,729
baseline
▲ 0.50% · 4.625%
HK$68,668
+HK$3,939/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$129,458/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,761
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,579
−HK$1,843/mo
Today · 4.125%
HK$71,422
baseline
▲ 0.50% · 4.625%
HK$75,187
+HK$3,765/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$142,844/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,061
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,272
−HK$2,245/mo
Today · 4.125%
HK$75,517
baseline
▲ 0.50% · 4.625%
HK$80,112
+HK$4,595/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,034/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,055
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,175
−HK$2,151/mo
Today · 4.125%
HK$83,326
baseline
▲ 0.50% · 4.625%
HK$87,718
+HK$4,392/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,652/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,364
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,206
−HK$2,888/mo
Today · 4.125%
HK$97,094
baseline
▲ 0.50% · 4.625%
HK$103,002
+HK$5,908/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,188/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,642
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,368
−HK$2,765/mo
Today · 4.125%
HK$107,133
baseline
▲ 0.50% · 4.625%
HK$112,780
+HK$5,647/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,266/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,041 · Scale 2, in force from 26 Feb 2026)