LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,759
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,338
−HK$1,604/mo
Today · 4.125%
HK$53,942
baseline
▲ 0.50% · 4.625%
HK$57,225
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,884/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,469
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,984
−HK$1,536/mo
Today · 4.125%
HK$59,520
baseline
▲ 0.50% · 4.625%
HK$62,658
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,040/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,911
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,806
−HK$1,925/mo
Today · 4.125%
HK$64,731
baseline
▲ 0.50% · 4.625%
HK$68,670
+HK$3,939/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$129,462/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,763
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,580
−HK$1,844/mo
Today · 4.125%
HK$71,424
baseline
▲ 0.50% · 4.625%
HK$75,189
+HK$3,765/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$142,848/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,063
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,274
−HK$2,245/mo
Today · 4.125%
HK$75,519
baseline
▲ 0.50% · 4.625%
HK$80,115
+HK$4,596/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,038/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,057
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,177
−HK$2,151/mo
Today · 4.125%
HK$83,328
baseline
▲ 0.50% · 4.625%
HK$87,721
+HK$4,393/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,656/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,367
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,209
−HK$2,887/mo
Today · 4.125%
HK$97,096
baseline
▲ 0.50% · 4.625%
HK$103,004
+HK$5,908/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,192/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,645
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,371
−HK$2,765/mo
Today · 4.125%
HK$107,136
baseline
▲ 0.50% · 4.625%
HK$112,784
+HK$5,648/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,272/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,066 · Scale 2, in force from 26 Feb 2026)