LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,760
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,339
−HK$1,605/mo
Today · 4.125%
HK$53,944
baseline
▲ 0.50% · 4.625%
HK$57,226
+HK$3,282/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,888/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,470
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,985
−HK$1,536/mo
Today · 4.125%
HK$59,521
baseline
▲ 0.50% · 4.625%
HK$62,659
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,042/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,912
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,807
−HK$1,925/mo
Today · 4.125%
HK$64,732
baseline
▲ 0.50% · 4.625%
HK$68,671
+HK$3,939/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$129,464/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,765
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,582
−HK$1,844/mo
Today · 4.125%
HK$71,426
baseline
▲ 0.50% · 4.625%
HK$75,191
+HK$3,765/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$142,852/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,065
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,275
−HK$2,246/mo
Today · 4.125%
HK$75,521
baseline
▲ 0.50% · 4.625%
HK$80,116
+HK$4,595/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,042/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,059
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,179
−HK$2,151/mo
Today · 4.125%
HK$83,330
baseline
▲ 0.50% · 4.625%
HK$87,722
+HK$4,392/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,660/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,369
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,211
−HK$2,887/mo
Today · 4.125%
HK$97,098
baseline
▲ 0.50% · 4.625%
HK$103,007
+HK$5,909/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$194,196/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,647
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,373
−HK$2,765/mo
Today · 4.125%
HK$107,138
baseline
▲ 0.50% · 4.625%
HK$112,786
+HK$5,648/mo
Deposit HK$2.23M · loan HK$20.03M · min. income ≈ HK$214,276/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,086 · Scale 2, in force from 26 Feb 2026)