LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,761
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,340
−HK$1,604/mo
Today · 4.125%
HK$53,944
baseline
▲ 0.50% · 4.625%
HK$57,227
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,888/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,471
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,986
−HK$1,536/mo
Today · 4.125%
HK$59,522
baseline
▲ 0.50% · 4.625%
HK$62,660
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,044/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,913
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,808
−HK$1,925/mo
Today · 4.125%
HK$64,733
baseline
▲ 0.50% · 4.625%
HK$68,672
+HK$3,939/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$129,466/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,766
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,583
−HK$1,844/mo
Today · 4.125%
HK$71,427
baseline
▲ 0.50% · 4.625%
HK$75,192
+HK$3,765/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$142,854/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,066
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,276
−HK$2,246/mo
Today · 4.125%
HK$75,522
baseline
▲ 0.50% · 4.625%
HK$80,117
+HK$4,595/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,044/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,060
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,180
−HK$2,151/mo
Today · 4.125%
HK$83,331
baseline
▲ 0.50% · 4.625%
HK$87,724
+HK$4,393/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,662/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,370
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,212
−HK$2,888/mo
Today · 4.125%
HK$97,100
baseline
▲ 0.50% · 4.625%
HK$103,008
+HK$5,908/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,200/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,648
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,374
−HK$2,766/mo
Today · 4.125%
HK$107,140
baseline
▲ 0.50% · 4.625%
HK$112,788
+HK$5,648/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,280/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,100 · Scale 2, in force from 26 Feb 2026)