LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,762
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,341
−HK$1,605/mo
Today · 4.125%
HK$53,946
baseline
▲ 0.50% · 4.625%
HK$57,228
+HK$3,282/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,892/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,473
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,987
−HK$1,537/mo
Today · 4.125%
HK$59,524
baseline
▲ 0.50% · 4.625%
HK$62,661
+HK$3,137/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,048/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,915
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,810
−HK$1,925/mo
Today · 4.125%
HK$64,735
baseline
▲ 0.50% · 4.625%
HK$68,674
+HK$3,939/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$129,470/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,767
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,585
−HK$1,843/mo
Today · 4.125%
HK$71,428
baseline
▲ 0.50% · 4.625%
HK$75,193
+HK$3,765/mo
Deposit HK$8.90M · loan HK$13.36M · min. income ≈ HK$142,856/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,067
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,278
−HK$2,246/mo
Today · 4.125%
HK$75,524
baseline
▲ 0.50% · 4.625%
HK$80,119
+HK$4,595/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,048/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,062
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,182
−HK$2,151/mo
Today · 4.125%
HK$83,333
baseline
▲ 0.50% · 4.625%
HK$87,726
+HK$4,393/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,666/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,372
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,214
−HK$2,888/mo
Today · 4.125%
HK$97,102
baseline
▲ 0.50% · 4.625%
HK$103,011
+HK$5,909/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,204/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,651
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,377
−HK$2,766/mo
Today · 4.125%
HK$107,143
baseline
▲ 0.50% · 4.625%
HK$112,790
+HK$5,647/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,286/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,122 · Scale 2, in force from 26 Feb 2026)