LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,765
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,344
−HK$1,604/mo
Today · 4.125%
HK$53,948
baseline
▲ 0.50% · 4.625%
HK$57,231
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,896/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,475
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,990
−HK$1,536/mo
Today · 4.125%
HK$59,526
baseline
▲ 0.50% · 4.625%
HK$62,664
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,052/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,918
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,812
−HK$1,926/mo
Today · 4.125%
HK$64,738
baseline
▲ 0.50% · 4.625%
HK$68,677
+HK$3,939/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,476/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,770
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,588
−HK$1,844/mo
Today · 4.125%
HK$71,432
baseline
▲ 0.50% · 4.625%
HK$75,197
+HK$3,765/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,864/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,070
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,281
−HK$2,246/mo
Today · 4.125%
HK$75,527
baseline
▲ 0.50% · 4.625%
HK$80,123
+HK$4,596/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,054/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,065
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,186
−HK$2,151/mo
Today · 4.125%
HK$83,337
baseline
▲ 0.50% · 4.625%
HK$87,730
+HK$4,393/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,674/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$946,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,376
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,219
−HK$2,887/mo
Today · 4.125%
HK$97,106
baseline
▲ 0.50% · 4.625%
HK$103,015
+HK$5,909/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,212/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,655
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,382
−HK$2,765/mo
Today · 4.125%
HK$107,147
baseline
▲ 0.50% · 4.625%
HK$112,795
+HK$5,648/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,294/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,164 · Scale 2, in force from 26 Feb 2026)