LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,767
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,346
−HK$1,604/mo
Today · 4.125%
HK$53,950
baseline
▲ 0.50% · 4.625%
HK$57,233
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,900/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,478
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,992
−HK$1,537/mo
Today · 4.125%
HK$59,529
baseline
▲ 0.50% · 4.625%
HK$62,667
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,058/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,920
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,815
−HK$1,925/mo
Today · 4.125%
HK$64,740
baseline
▲ 0.50% · 4.625%
HK$68,680
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,480/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,773
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,591
−HK$1,844/mo
Today · 4.125%
HK$71,435
baseline
▲ 0.50% · 4.625%
HK$75,200
+HK$3,765/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,870/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,074
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$73,284
−HK$2,246/mo
Today · 4.125%
HK$75,530
baseline
▲ 0.50% · 4.625%
HK$80,126
+HK$4,596/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$151,060/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,069
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$81,189
−HK$2,151/mo
Today · 4.125%
HK$83,340
baseline
▲ 0.50% · 4.625%
HK$87,733
+HK$4,393/mo
Deposit HK$6.68M · loan HK$15.58M · min. income ≈ HK$166,680/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,380
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,223
−HK$2,888/mo
Today · 4.125%
HK$97,111
baseline
▲ 0.50% · 4.625%
HK$103,020
+HK$5,909/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,222/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,660
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,386
−HK$2,766/mo
Today · 4.125%
HK$107,152
baseline
▲ 0.50% · 4.625%
HK$112,800
+HK$5,648/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,304/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,205 · Scale 2, in force from 26 Feb 2026)