LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,769
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,348
−HK$1,605/mo
Today · 4.125%
HK$53,953
baseline
▲ 0.50% · 4.625%
HK$57,235
+HK$3,282/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,906/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,480
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,995
−HK$1,536/mo
Today · 4.125%
HK$59,531
baseline
▲ 0.50% · 4.625%
HK$62,669
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,062/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,923
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,818
−HK$1,925/mo
Today · 4.125%
HK$64,743
baseline
▲ 0.50% · 4.625%
HK$68,683
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,486/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,776
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,594
−HK$1,844/mo
Today · 4.125%
HK$71,438
baseline
▲ 0.50% · 4.625%
HK$75,203
+HK$3,765/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,876/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,076
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,287
−HK$2,247/mo
Today · 4.125%
HK$75,534
baseline
▲ 0.50% · 4.625%
HK$80,130
+HK$4,596/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,068/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,072
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,193
−HK$2,151/mo
Today · 4.125%
HK$83,344
baseline
▲ 0.50% · 4.625%
HK$87,737
+HK$4,393/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,688/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,384
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,227
−HK$2,888/mo
Today · 4.125%
HK$97,115
baseline
▲ 0.50% · 4.625%
HK$103,024
+HK$5,909/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,230/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,664
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,390
−HK$2,766/mo
Today · 4.125%
HK$107,156
baseline
▲ 0.50% · 4.625%
HK$112,805
+HK$5,649/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,312/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,245 · Scale 2, in force from 26 Feb 2026)