LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,770
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,349
−HK$1,605/mo
Today · 4.125%
HK$53,954
baseline
▲ 0.50% · 4.625%
HK$57,237
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,908/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,481
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,996
−HK$1,536/mo
Today · 4.125%
HK$59,532
baseline
▲ 0.50% · 4.625%
HK$62,670
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,064/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,924
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,819
−HK$1,925/mo
Today · 4.125%
HK$64,744
baseline
▲ 0.50% · 4.625%
HK$68,684
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,488/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,777
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,595
−HK$1,844/mo
Today · 4.125%
HK$71,439
baseline
▲ 0.50% · 4.625%
HK$75,205
+HK$3,766/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,878/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,078
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,289
−HK$2,246/mo
Today · 4.125%
HK$75,535
baseline
▲ 0.50% · 4.625%
HK$80,131
+HK$4,596/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,070/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,073
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,194
−HK$2,151/mo
Today · 4.125%
HK$83,345
baseline
▲ 0.50% · 4.625%
HK$87,739
+HK$4,394/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,690/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,386
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,228
−HK$2,888/mo
Today · 4.125%
HK$97,116
baseline
▲ 0.50% · 4.625%
HK$103,026
+HK$5,910/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,232/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,666
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,392
−HK$2,766/mo
Today · 4.125%
HK$107,158
baseline
▲ 0.50% · 4.625%
HK$112,807
+HK$5,649/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,316/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,262 · Scale 2, in force from 26 Feb 2026)