LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,772
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,351
−HK$1,605/mo
Today · 4.125%
HK$53,956
baseline
▲ 0.50% · 4.625%
HK$57,239
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,912/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,483
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$57,998
−HK$1,537/mo
Today · 4.125%
HK$59,535
baseline
▲ 0.50% · 4.625%
HK$62,673
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,070/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,927
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,822
−HK$1,925/mo
Today · 4.125%
HK$64,747
baseline
▲ 0.50% · 4.625%
HK$68,687
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,494/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,780
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,598
−HK$1,844/mo
Today · 4.125%
HK$71,442
baseline
▲ 0.50% · 4.625%
HK$75,208
+HK$3,766/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,884/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,081
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,292
−HK$2,246/mo
Today · 4.125%
HK$75,538
baseline
▲ 0.50% · 4.625%
HK$80,135
+HK$4,597/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,076/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,077
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,198
−HK$2,151/mo
Today · 4.125%
HK$83,349
baseline
▲ 0.50% · 4.625%
HK$87,743
+HK$4,394/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,698/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,390
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,233
−HK$2,888/mo
Today · 4.125%
HK$97,121
baseline
▲ 0.50% · 4.625%
HK$103,030
+HK$5,909/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,242/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,670
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,397
−HK$2,766/mo
Today · 4.125%
HK$107,163
baseline
▲ 0.50% · 4.625%
HK$112,812
+HK$5,649/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,326/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,304 · Scale 2, in force from 26 Feb 2026)