LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,774
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,353
−HK$1,605/mo
Today · 4.125%
HK$53,958
baseline
▲ 0.50% · 4.625%
HK$57,241
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,916/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,485
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,000
−HK$1,537/mo
Today · 4.125%
HK$59,537
baseline
▲ 0.50% · 4.625%
HK$62,675
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,074/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,929
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,824
−HK$1,925/mo
Today · 4.125%
HK$64,749
baseline
▲ 0.50% · 4.625%
HK$68,689
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,498/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,782
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,600
−HK$1,844/mo
Today · 4.125%
HK$71,444
baseline
▲ 0.50% · 4.625%
HK$75,210
+HK$3,766/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,888/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,083
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,294
−HK$2,247/mo
Today · 4.125%
HK$75,541
baseline
▲ 0.50% · 4.625%
HK$80,137
+HK$4,596/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,082/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,079
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,200
−HK$2,152/mo
Today · 4.125%
HK$83,352
baseline
▲ 0.50% · 4.625%
HK$87,745
+HK$4,393/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,704/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,393
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,236
−HK$2,888/mo
Today · 4.125%
HK$97,124
baseline
▲ 0.50% · 4.625%
HK$103,034
+HK$5,910/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,248/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,674
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,400
−HK$2,767/mo
Today · 4.125%
HK$107,167
baseline
▲ 0.50% · 4.625%
HK$112,816
+HK$5,649/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,334/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,335 · Scale 2, in force from 26 Feb 2026)