LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,774
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,353
−HK$1,605/mo
Today · 4.125%
HK$53,958
baseline
▲ 0.50% · 4.625%
HK$57,241
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,916/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,486
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$58,001
−HK$1,536/mo
Today · 4.125%
HK$59,537
baseline
▲ 0.50% · 4.625%
HK$62,676
+HK$3,139/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,074/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,929
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,824
−HK$1,926/mo
Today · 4.125%
HK$64,750
baseline
▲ 0.50% · 4.625%
HK$68,689
+HK$3,939/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,500/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,783
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,601
−HK$1,844/mo
Today · 4.125%
HK$71,445
baseline
▲ 0.50% · 4.625%
HK$75,211
+HK$3,766/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,890/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,084
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$73,295
−HK$2,246/mo
Today · 4.125%
HK$75,541
baseline
▲ 0.50% · 4.625%
HK$80,138
+HK$4,597/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,082/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,080
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,201
−HK$2,151/mo
Today · 4.125%
HK$83,352
baseline
▲ 0.50% · 4.625%
HK$87,746
+HK$4,394/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,704/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,393
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,236
−HK$2,888/mo
Today · 4.125%
HK$97,124
baseline
▲ 0.50% · 4.625%
HK$103,034
+HK$5,910/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,248/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,674
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,401
−HK$2,766/mo
Today · 4.125%
HK$107,167
baseline
▲ 0.50% · 4.625%
HK$112,816
+HK$5,649/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,334/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,340 · Scale 2, in force from 26 Feb 2026)