LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,776
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,355
−HK$1,605/mo
Today · 4.125%
HK$53,960
baseline
▲ 0.50% · 4.625%
HK$57,243
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,920/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,488
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$58,003
−HK$1,536/mo
Today · 4.125%
HK$59,539
baseline
▲ 0.50% · 4.625%
HK$62,678
+HK$3,139/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,078/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,931
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,826
−HK$1,926/mo
Today · 4.125%
HK$64,752
baseline
▲ 0.50% · 4.625%
HK$68,692
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,504/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,785
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,603
−HK$1,844/mo
Today · 4.125%
HK$71,447
baseline
▲ 0.50% · 4.625%
HK$75,213
+HK$3,766/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,894/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,086
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,297
−HK$2,247/mo
Today · 4.125%
HK$75,544
baseline
▲ 0.50% · 4.625%
HK$80,141
+HK$4,597/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,088/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,083
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$81,204
−HK$2,151/mo
Today · 4.125%
HK$83,355
baseline
▲ 0.50% · 4.625%
HK$87,749
+HK$4,394/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,710/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,397
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,239
−HK$2,889/mo
Today · 4.125%
HK$97,128
baseline
▲ 0.50% · 4.625%
HK$103,038
+HK$5,910/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,256/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,678
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,405
−HK$2,766/mo
Today · 4.125%
HK$107,171
baseline
▲ 0.50% · 4.625%
HK$112,820
+HK$5,649/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,342/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,374 · Scale 2, in force from 26 Feb 2026)