LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,779
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,358
−HK$1,605/mo
Today · 4.125%
HK$53,963
baseline
▲ 0.50% · 4.625%
HK$57,247
+HK$3,284/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,926/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,491
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,006
−HK$1,537/mo
Today · 4.125%
HK$59,543
baseline
▲ 0.50% · 4.625%
HK$62,681
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,086/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,934
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,830
−HK$1,926/mo
Today · 4.125%
HK$64,756
baseline
▲ 0.50% · 4.625%
HK$68,696
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,512/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,789
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,607
−HK$1,844/mo
Today · 4.125%
HK$71,451
baseline
▲ 0.50% · 4.625%
HK$75,218
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,902/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,090
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,302
−HK$2,246/mo
Today · 4.125%
HK$75,548
baseline
▲ 0.50% · 4.625%
HK$80,145
+HK$4,597/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,096/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,087
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,208
−HK$2,152/mo
Today · 4.125%
HK$83,360
baseline
▲ 0.50% · 4.625%
HK$87,754
+HK$4,394/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,720/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,402
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$94,245
−HK$2,888/mo
Today · 4.125%
HK$97,133
baseline
▲ 0.50% · 4.625%
HK$103,044
+HK$5,911/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,266/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,683
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$104,411
−HK$2,766/mo
Today · 4.125%
HK$107,177
baseline
▲ 0.50% · 4.625%
HK$112,827
+HK$5,650/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,354/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,427 · Scale 2, in force from 26 Feb 2026)