LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,781
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,360
−HK$1,605/mo
Today · 4.125%
HK$53,965
baseline
▲ 0.50% · 4.625%
HK$57,249
+HK$3,284/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,930/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,493
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,008
−HK$1,537/mo
Today · 4.125%
HK$59,545
baseline
▲ 0.50% · 4.625%
HK$62,684
+HK$3,139/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,090/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,937
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,832
−HK$1,926/mo
Today · 4.125%
HK$64,758
baseline
▲ 0.50% · 4.625%
HK$68,698
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,516/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,792
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,610
−HK$1,844/mo
Today · 4.125%
HK$71,454
baseline
▲ 0.50% · 4.625%
HK$75,221
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,908/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,093
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,304
−HK$2,247/mo
Today · 4.125%
HK$75,551
baseline
▲ 0.50% · 4.625%
HK$80,148
+HK$4,597/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,102/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,090
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,211
−HK$2,152/mo
Today · 4.125%
HK$83,363
baseline
▲ 0.50% · 4.625%
HK$87,757
+HK$4,394/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,726/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,405
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$94,248
−HK$2,889/mo
Today · 4.125%
HK$97,137
baseline
▲ 0.50% · 4.625%
HK$103,048
+HK$5,911/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,274/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,687
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$104,414
−HK$2,767/mo
Today · 4.125%
HK$107,181
baseline
▲ 0.50% · 4.625%
HK$112,831
+HK$5,650/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,362/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,462 · Scale 2, in force from 26 Feb 2026)