LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,781
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,361
−HK$1,605/mo
Today · 4.125%
HK$53,966
baseline
▲ 0.50% · 4.625%
HK$57,249
+HK$3,283/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$107,932/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,494
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,009
−HK$1,537/mo
Today · 4.125%
HK$59,546
baseline
▲ 0.50% · 4.625%
HK$62,684
+HK$3,138/mo
Deposit HK$11.13M · loan HK$11.13M · min. income ≈ HK$119,092/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,937
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,833
−HK$1,926/mo
Today · 4.125%
HK$64,759
baseline
▲ 0.50% · 4.625%
HK$68,699
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,518/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,792
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,610
−HK$1,845/mo
Today · 4.125%
HK$71,455
baseline
▲ 0.50% · 4.625%
HK$75,221
+HK$3,766/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,910/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,094
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,305
−HK$2,247/mo
Today · 4.125%
HK$75,552
baseline
▲ 0.50% · 4.625%
HK$80,149
+HK$4,597/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,104/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,091
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$81,212
−HK$2,152/mo
Today · 4.125%
HK$83,364
baseline
▲ 0.50% · 4.625%
HK$87,758
+HK$4,394/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,728/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,406
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$94,249
−HK$2,889/mo
Today · 4.125%
HK$97,138
baseline
▲ 0.50% · 4.625%
HK$103,049
+HK$5,911/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,276/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,688
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$104,416
−HK$2,766/mo
Today · 4.125%
HK$107,182
baseline
▲ 0.50% · 4.625%
HK$112,832
+HK$5,650/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,364/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,473 · Scale 2, in force from 26 Feb 2026)