LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,783
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,362
−HK$1,605/mo
Today · 4.125%
HK$53,967
baseline
▲ 0.50% · 4.625%
HK$57,251
+HK$3,284/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,934/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,495
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,010
−HK$1,538/mo
Today · 4.125%
HK$59,548
baseline
▲ 0.50% · 4.625%
HK$62,686
+HK$3,138/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,096/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,939
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,835
−HK$1,926/mo
Today · 4.125%
HK$64,761
baseline
▲ 0.50% · 4.625%
HK$68,701
+HK$3,940/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,522/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,794
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,613
−HK$1,844/mo
Today · 4.125%
HK$71,457
baseline
▲ 0.50% · 4.625%
HK$75,224
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,914/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$946,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,096
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$73,307
−HK$2,247/mo
Today · 4.125%
HK$75,554
baseline
▲ 0.50% · 4.625%
HK$80,151
+HK$4,597/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,108/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,093
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,215
−HK$2,152/mo
Today · 4.125%
HK$83,367
baseline
▲ 0.50% · 4.625%
HK$87,761
+HK$4,394/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,734/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,409
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$94,252
−HK$2,889/mo
Today · 4.125%
HK$97,141
baseline
▲ 0.50% · 4.625%
HK$103,052
+HK$5,911/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,282/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,692
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$104,419
−HK$2,767/mo
Today · 4.125%
HK$107,186
baseline
▲ 0.50% · 4.625%
HK$112,836
+HK$5,650/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,372/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,502 · Scale 2, in force from 26 Feb 2026)