LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,785
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,365
−HK$1,605/mo
Today · 4.125%
HK$53,970
baseline
▲ 0.50% · 4.625%
HK$57,254
+HK$3,284/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,940/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,498
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,013
−HK$1,537/mo
Today · 4.125%
HK$59,550
baseline
▲ 0.50% · 4.625%
HK$62,689
+HK$3,139/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,100/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,942
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,838
−HK$1,926/mo
Today · 4.125%
HK$64,764
baseline
▲ 0.50% · 4.625%
HK$68,705
+HK$3,941/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,528/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,798
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,616
−HK$1,845/mo
Today · 4.125%
HK$71,461
baseline
▲ 0.50% · 4.625%
HK$75,227
+HK$3,766/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,922/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,099
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,311
−HK$2,247/mo
Today · 4.125%
HK$75,558
baseline
▲ 0.50% · 4.625%
HK$80,155
+HK$4,597/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,116/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,097
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,219
−HK$2,152/mo
Today · 4.125%
HK$83,371
baseline
▲ 0.50% · 4.625%
HK$87,765
+HK$4,394/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,742/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,413
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$94,257
−HK$2,889/mo
Today · 4.125%
HK$97,146
baseline
▲ 0.50% · 4.625%
HK$103,057
+HK$5,911/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$194,292/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,696
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$104,424
−HK$2,767/mo
Today · 4.125%
HK$107,191
baseline
▲ 0.50% · 4.625%
HK$112,841
+HK$5,650/mo
Deposit HK$2.23M · loan HK$20.04M · min. income ≈ HK$214,382/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,548 · Scale 2, in force from 26 Feb 2026)