LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,788
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,368
−HK$1,605/mo
Today · 4.125%
HK$53,973
baseline
▲ 0.50% · 4.625%
HK$57,258
+HK$3,285/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,946/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,502
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,017
−HK$1,537/mo
Today · 4.125%
HK$59,554
baseline
▲ 0.50% · 4.625%
HK$62,693
+HK$3,139/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,108/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,946
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,842
−HK$1,926/mo
Today · 4.125%
HK$64,768
baseline
▲ 0.50% · 4.625%
HK$68,709
+HK$3,941/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,536/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,802
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,620
−HK$1,845/mo
Today · 4.125%
HK$71,465
baseline
▲ 0.50% · 4.625%
HK$75,232
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,930/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,104
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,316
−HK$2,247/mo
Today · 4.125%
HK$75,563
baseline
▲ 0.50% · 4.625%
HK$80,161
+HK$4,598/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,126/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,102
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,224
−HK$2,152/mo
Today · 4.125%
HK$83,376
baseline
▲ 0.50% · 4.625%
HK$87,771
+HK$4,395/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,752/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,419
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$94,263
−HK$2,889/mo
Today · 4.125%
HK$97,152
baseline
▲ 0.50% · 4.625%
HK$103,064
+HK$5,912/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,304/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,703
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$104,431
−HK$2,767/mo
Today · 4.125%
HK$107,198
baseline
▲ 0.50% · 4.625%
HK$112,848
+HK$5,650/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,396/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,609 · Scale 2, in force from 26 Feb 2026)