LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,789
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,369
−HK$1,605/mo
Today · 4.125%
HK$53,974
baseline
▲ 0.50% · 4.625%
HK$57,258
+HK$3,284/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,948/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,502
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,018
−HK$1,537/mo
Today · 4.125%
HK$59,555
baseline
▲ 0.50% · 4.625%
HK$62,694
+HK$3,139/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,110/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,947
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,843
−HK$1,926/mo
Today · 4.125%
HK$64,769
baseline
▲ 0.50% · 4.625%
HK$68,710
+HK$3,941/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,538/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,803
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,621
−HK$1,845/mo
Today · 4.125%
HK$71,466
baseline
▲ 0.50% · 4.625%
HK$75,233
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,932/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,105
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,317
−HK$2,247/mo
Today · 4.125%
HK$75,564
baseline
▲ 0.50% · 4.625%
HK$80,162
+HK$4,598/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,128/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,103
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,225
−HK$2,152/mo
Today · 4.125%
HK$83,377
baseline
▲ 0.50% · 4.625%
HK$87,772
+HK$4,395/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,754/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,420
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$94,264
−HK$2,889/mo
Today · 4.125%
HK$97,153
baseline
▲ 0.50% · 4.625%
HK$103,065
+HK$5,912/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,306/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,704
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$104,432
−HK$2,767/mo
Today · 4.125%
HK$107,199
baseline
▲ 0.50% · 4.625%
HK$112,850
+HK$5,651/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,398/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,621 · Scale 2, in force from 26 Feb 2026)