LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,790
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,370
−HK$1,605/mo
Today · 4.125%
HK$53,975
baseline
▲ 0.50% · 4.625%
HK$57,259
+HK$3,284/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,950/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,503
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,018
−HK$1,538/mo
Today · 4.125%
HK$59,556
baseline
▲ 0.50% · 4.625%
HK$62,695
+HK$3,139/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,112/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,948
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,844
−HK$1,926/mo
Today · 4.125%
HK$64,770
baseline
▲ 0.50% · 4.625%
HK$68,711
+HK$3,941/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,540/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,804
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,622
−HK$1,845/mo
Today · 4.125%
HK$71,467
baseline
▲ 0.50% · 4.625%
HK$75,234
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,934/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,106
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,317
−HK$2,248/mo
Today · 4.125%
HK$75,565
baseline
▲ 0.50% · 4.625%
HK$80,163
+HK$4,598/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,130/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,104
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,226
−HK$2,152/mo
Today · 4.125%
HK$83,378
baseline
▲ 0.50% · 4.625%
HK$87,773
+HK$4,395/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,756/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,422
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$94,265
−HK$2,890/mo
Today · 4.125%
HK$97,155
baseline
▲ 0.50% · 4.625%
HK$103,066
+HK$5,911/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,310/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,706
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$104,433
−HK$2,767/mo
Today · 4.125%
HK$107,200
baseline
▲ 0.50% · 4.625%
HK$112,851
+HK$5,651/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,400/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,633 · Scale 2, in force from 26 Feb 2026)