LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,791
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,371
−HK$1,605/mo
Today · 4.125%
HK$53,976
baseline
▲ 0.50% · 4.625%
HK$57,260
+HK$3,284/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,952/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,505
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,020
−HK$1,537/mo
Today · 4.125%
HK$59,557
baseline
▲ 0.50% · 4.625%
HK$62,697
+HK$3,140/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,114/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,949
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,845
−HK$1,926/mo
Today · 4.125%
HK$64,771
baseline
▲ 0.50% · 4.625%
HK$68,713
+HK$3,942/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,542/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,805
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,624
−HK$1,845/mo
Today · 4.125%
HK$71,469
baseline
▲ 0.50% · 4.625%
HK$75,236
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,938/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,107
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,319
−HK$2,248/mo
Today · 4.125%
HK$75,567
baseline
▲ 0.50% · 4.625%
HK$80,165
+HK$4,598/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,134/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,106
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,228
−HK$2,152/mo
Today · 4.125%
HK$83,380
baseline
▲ 0.50% · 4.625%
HK$87,775
+HK$4,395/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,760/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,424
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$94,268
−HK$2,889/mo
Today · 4.125%
HK$97,157
baseline
▲ 0.50% · 4.625%
HK$103,069
+HK$5,912/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,314/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,708
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$104,436
−HK$2,767/mo
Today · 4.125%
HK$107,203
baseline
▲ 0.50% · 4.625%
HK$112,854
+HK$5,651/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,406/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,657 · Scale 2, in force from 26 Feb 2026)