LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,792
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,372
−HK$1,605/mo
Today · 4.125%
HK$53,977
baseline
▲ 0.50% · 4.625%
HK$57,262
+HK$3,285/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,954/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,506
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,021
−HK$1,538/mo
Today · 4.125%
HK$59,559
baseline
▲ 0.50% · 4.625%
HK$62,698
+HK$3,139/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,118/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,951
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,847
−HK$1,926/mo
Today · 4.125%
HK$64,773
baseline
▲ 0.50% · 4.625%
HK$68,714
+HK$3,941/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$129,546/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,807
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,626
−HK$1,845/mo
Today · 4.125%
HK$71,471
baseline
▲ 0.50% · 4.625%
HK$75,238
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.36M · min. income ≈ HK$142,942/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,109
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,321
−HK$2,247/mo
Today · 4.125%
HK$75,568
baseline
▲ 0.50% · 4.625%
HK$80,167
+HK$4,599/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,136/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,108
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,230
−HK$2,152/mo
Today · 4.125%
HK$83,382
baseline
▲ 0.50% · 4.625%
HK$87,777
+HK$4,395/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,764/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,426
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$94,270
−HK$2,889/mo
Today · 4.125%
HK$97,159
baseline
▲ 0.50% · 4.625%
HK$103,071
+HK$5,912/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,318/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,711
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$104,438
−HK$2,768/mo
Today · 4.125%
HK$107,206
baseline
▲ 0.50% · 4.625%
HK$112,857
+HK$5,651/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,412/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,680 · Scale 2, in force from 26 Feb 2026)