LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,795
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,375
−HK$1,605/mo
Today · 4.125%
HK$53,980
baseline
▲ 0.50% · 4.625%
HK$57,264
+HK$3,284/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,960/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,508
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,024
−HK$1,537/mo
Today · 4.125%
HK$59,561
baseline
▲ 0.50% · 4.625%
HK$62,701
+HK$3,140/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,122/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,953
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,849
−HK$1,927/mo
Today · 4.125%
HK$64,776
baseline
▲ 0.50% · 4.625%
HK$68,717
+HK$3,941/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,552/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,810
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,629
−HK$1,845/mo
Today · 4.125%
HK$71,474
baseline
▲ 0.50% · 4.625%
HK$75,241
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,948/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,112
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,324
−HK$2,248/mo
Today · 4.125%
HK$75,572
baseline
▲ 0.50% · 4.625%
HK$80,170
+HK$4,598/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,144/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,112
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,234
−HK$2,152/mo
Today · 4.125%
HK$83,386
baseline
▲ 0.50% · 4.625%
HK$87,781
+HK$4,395/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,772/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,430
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$94,274
−HK$2,890/mo
Today · 4.125%
HK$97,164
baseline
▲ 0.50% · 4.625%
HK$103,076
+HK$5,912/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,328/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,715
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$104,443
−HK$2,768/mo
Today · 4.125%
HK$107,211
baseline
▲ 0.50% · 4.625%
HK$112,862
+HK$5,651/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,422/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,723 · Scale 2, in force from 26 Feb 2026)