LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,795
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,375
−HK$1,605/mo
Today · 4.125%
HK$53,980
baseline
▲ 0.50% · 4.625%
HK$57,265
+HK$3,285/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,960/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,509
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,025
−HK$1,537/mo
Today · 4.125%
HK$59,562
baseline
▲ 0.50% · 4.625%
HK$62,702
+HK$3,140/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,124/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$946,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,954
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,850
−HK$1,926/mo
Today · 4.125%
HK$64,776
baseline
▲ 0.50% · 4.625%
HK$68,718
+HK$3,942/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,552/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,811
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,630
−HK$1,844/mo
Today · 4.125%
HK$71,474
baseline
▲ 0.50% · 4.625%
HK$75,242
+HK$3,768/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,948/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,113
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,325
−HK$2,248/mo
Today · 4.125%
HK$75,573
baseline
▲ 0.50% · 4.625%
HK$80,171
+HK$4,598/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,146/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,113
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,234
−HK$2,153/mo
Today · 4.125%
HK$83,387
baseline
▲ 0.50% · 4.625%
HK$87,782
+HK$4,395/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,774/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,431
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$94,275
−HK$2,890/mo
Today · 4.125%
HK$97,165
baseline
▲ 0.50% · 4.625%
HK$103,077
+HK$5,912/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,330/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,716
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$104,444
−HK$2,768/mo
Today · 4.125%
HK$107,212
baseline
▲ 0.50% · 4.625%
HK$112,863
+HK$5,651/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,424/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,733 · Scale 2, in force from 26 Feb 2026)