LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,798
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,378
−HK$1,606/mo
Today · 4.125%
HK$53,984
baseline
▲ 0.50% · 4.625%
HK$57,268
+HK$3,284/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,968/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,512
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,028
−HK$1,538/mo
Today · 4.125%
HK$59,566
baseline
▲ 0.50% · 4.625%
HK$62,705
+HK$3,139/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,132/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,958
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,854
−HK$1,926/mo
Today · 4.125%
HK$64,780
baseline
▲ 0.50% · 4.625%
HK$68,722
+HK$3,942/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,560/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,815
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,634
−HK$1,845/mo
Today · 4.125%
HK$71,479
baseline
▲ 0.50% · 4.625%
HK$75,246
+HK$3,767/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,958/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,117
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,329
−HK$2,248/mo
Today · 4.125%
HK$75,577
baseline
▲ 0.50% · 4.625%
HK$80,176
+HK$4,599/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$151,154/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,117
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,239
−HK$2,153/mo
Today · 4.125%
HK$83,392
baseline
▲ 0.50% · 4.625%
HK$87,787
+HK$4,395/mo
Deposit HK$6.68M · loan HK$15.59M · min. income ≈ HK$166,784/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,437
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$94,281
−HK$2,889/mo
Today · 4.125%
HK$97,170
baseline
▲ 0.50% · 4.625%
HK$103,083
+HK$5,913/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,340/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,722
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$104,450
−HK$2,768/mo
Today · 4.125%
HK$107,218
baseline
▲ 0.50% · 4.625%
HK$112,870
+HK$5,652/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,436/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,788 · Scale 2, in force from 26 Feb 2026)