LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,801
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,381
−HK$1,606/mo
Today · 4.125%
HK$53,987
baseline
▲ 0.50% · 4.625%
HK$57,272
+HK$3,285/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,974/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,516
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,031
−HK$1,538/mo
Today · 4.125%
HK$59,569
baseline
▲ 0.50% · 4.625%
HK$62,709
+HK$3,140/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,138/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,961
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,857
−HK$1,927/mo
Today · 4.125%
HK$64,784
baseline
▲ 0.50% · 4.625%
HK$68,726
+HK$3,942/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,568/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,819
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,638
−HK$1,845/mo
Today · 4.125%
HK$71,483
baseline
▲ 0.50% · 4.625%
HK$75,251
+HK$3,768/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,966/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,121
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,334
−HK$2,247/mo
Today · 4.125%
HK$75,581
baseline
▲ 0.50% · 4.625%
HK$80,180
+HK$4,599/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$151,162/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,122
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,244
−HK$2,153/mo
Today · 4.125%
HK$83,397
baseline
▲ 0.50% · 4.625%
HK$87,792
+HK$4,395/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$166,794/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,442
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$94,286
−HK$2,890/mo
Today · 4.125%
HK$97,176
baseline
▲ 0.50% · 4.625%
HK$103,089
+HK$5,913/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,352/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,728
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$104,456
−HK$2,768/mo
Today · 4.125%
HK$107,224
baseline
▲ 0.50% · 4.625%
HK$112,876
+HK$5,652/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,448/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,842 · Scale 2, in force from 26 Feb 2026)