LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,803
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,384
−HK$1,605/mo
Today · 4.125%
HK$53,989
baseline
▲ 0.50% · 4.625%
HK$57,274
+HK$3,285/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,978/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,518
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,034
−HK$1,538/mo
Today · 4.125%
HK$59,572
baseline
▲ 0.50% · 4.625%
HK$62,712
+HK$3,140/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,144/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,964
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,860
−HK$1,927/mo
Today · 4.125%
HK$64,787
baseline
▲ 0.50% · 4.625%
HK$68,729
+HK$3,942/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,574/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,822
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,641
−HK$1,845/mo
Today · 4.125%
HK$71,486
baseline
▲ 0.50% · 4.625%
HK$75,254
+HK$3,768/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,972/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,125
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,337
−HK$2,248/mo
Today · 4.125%
HK$75,585
baseline
▲ 0.50% · 4.625%
HK$80,184
+HK$4,599/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$151,170/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,125
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,248
−HK$2,152/mo
Today · 4.125%
HK$83,400
baseline
▲ 0.50% · 4.625%
HK$87,797
+HK$4,397/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$166,800/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,446
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$94,290
−HK$2,890/mo
Today · 4.125%
HK$97,180
baseline
▲ 0.50% · 4.625%
HK$103,094
+HK$5,914/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,360/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,733
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$104,461
−HK$2,768/mo
Today · 4.125%
HK$107,229
baseline
▲ 0.50% · 4.625%
HK$112,881
+HK$5,652/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,458/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,886 · Scale 2, in force from 26 Feb 2026)