LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,805
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,385
−HK$1,605/mo
Today · 4.125%
HK$53,990
baseline
▲ 0.50% · 4.625%
HK$57,276
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,980/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,520
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,035
−HK$1,538/mo
Today · 4.125%
HK$59,573
baseline
▲ 0.50% · 4.625%
HK$62,713
+HK$3,140/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,146/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,965
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,862
−HK$1,926/mo
Today · 4.125%
HK$64,788
baseline
▲ 0.50% · 4.625%
HK$68,731
+HK$3,943/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,576/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,823
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,642
−HK$1,846/mo
Today · 4.125%
HK$71,488
baseline
▲ 0.50% · 4.625%
HK$75,256
+HK$3,768/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,976/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,126
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,339
−HK$2,248/mo
Today · 4.125%
HK$75,587
baseline
▲ 0.50% · 4.625%
HK$80,186
+HK$4,599/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$151,174/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,127
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,249
−HK$2,153/mo
Today · 4.125%
HK$83,402
baseline
▲ 0.50% · 4.625%
HK$87,799
+HK$4,397/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$166,804/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,448
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,293
−HK$2,890/mo
Today · 4.125%
HK$97,183
baseline
▲ 0.50% · 4.625%
HK$103,096
+HK$5,913/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,366/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,735
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,464
−HK$2,768/mo
Today · 4.125%
HK$107,232
baseline
▲ 0.50% · 4.625%
HK$112,884
+HK$5,652/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,464/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,908 · Scale 2, in force from 26 Feb 2026)