LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,805
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,385
−HK$1,606/mo
Today · 4.125%
HK$53,991
baseline
▲ 0.50% · 4.625%
HK$57,276
+HK$3,285/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,982/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,520
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,036
−HK$1,538/mo
Today · 4.125%
HK$59,574
baseline
▲ 0.50% · 4.625%
HK$62,714
+HK$3,140/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,148/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,966
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,863
−HK$1,926/mo
Today · 4.125%
HK$64,789
baseline
▲ 0.50% · 4.625%
HK$68,732
+HK$3,943/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,578/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,824
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,643
−HK$1,846/mo
Today · 4.125%
HK$71,489
baseline
▲ 0.50% · 4.625%
HK$75,257
+HK$3,768/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,978/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,127
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,340
−HK$2,247/mo
Today · 4.125%
HK$75,587
baseline
▲ 0.50% · 4.625%
HK$80,187
+HK$4,600/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$151,174/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,128
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,250
−HK$2,153/mo
Today · 4.125%
HK$83,403
baseline
▲ 0.50% · 4.625%
HK$87,800
+HK$4,397/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$166,806/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,449
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,294
−HK$2,890/mo
Today · 4.125%
HK$97,184
baseline
▲ 0.50% · 4.625%
HK$103,097
+HK$5,913/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,368/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,736
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,465
−HK$2,768/mo
Today · 4.125%
HK$107,233
baseline
▲ 0.50% · 4.625%
HK$112,885
+HK$5,652/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,466/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$946,920 · Scale 2, in force from 26 Feb 2026)