LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,806
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,387
−HK$1,605/mo
Today · 4.125%
HK$53,992
baseline
▲ 0.50% · 4.625%
HK$57,277
+HK$3,285/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,984/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,521
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,037
−HK$1,538/mo
Today · 4.125%
HK$59,575
baseline
▲ 0.50% · 4.625%
HK$62,715
+HK$3,140/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,150/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,967
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,864
−HK$1,927/mo
Today · 4.125%
HK$64,791
baseline
▲ 0.50% · 4.625%
HK$68,733
+HK$3,942/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,582/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,826
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,645
−HK$1,845/mo
Today · 4.125%
HK$71,490
baseline
▲ 0.50% · 4.625%
HK$75,258
+HK$3,768/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,980/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,129
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,341
−HK$2,248/mo
Today · 4.125%
HK$75,589
baseline
▲ 0.50% · 4.625%
HK$80,188
+HK$4,599/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$151,178/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,130
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,252
−HK$2,153/mo
Today · 4.125%
HK$83,405
baseline
▲ 0.50% · 4.625%
HK$87,801
+HK$4,396/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$166,810/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,451
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,296
−HK$2,890/mo
Today · 4.125%
HK$97,186
baseline
▲ 0.50% · 4.625%
HK$103,099
+HK$5,913/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,372/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$946,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,738
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,467
−HK$2,768/mo
Today · 4.125%
HK$107,235
baseline
▲ 0.50% · 4.625%
HK$112,888
+HK$5,653/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,470/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$946,939 · Scale 2, in force from 26 Feb 2026)