LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,807
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,388
−HK$1,605/mo
Today · 4.125%
HK$53,993
baseline
▲ 0.50% · 4.625%
HK$57,279
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,986/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,523
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,038
−HK$1,538/mo
Today · 4.125%
HK$59,576
baseline
▲ 0.50% · 4.625%
HK$62,717
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,152/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,969
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,865
−HK$1,927/mo
Today · 4.125%
HK$64,792
baseline
▲ 0.50% · 4.625%
HK$68,734
+HK$3,942/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,584/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,827
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,646
−HK$1,846/mo
Today · 4.125%
HK$71,492
baseline
▲ 0.50% · 4.625%
HK$75,260
+HK$3,768/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,984/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,130
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,343
−HK$2,248/mo
Today · 4.125%
HK$75,591
baseline
▲ 0.50% · 4.625%
HK$80,190
+HK$4,599/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$151,182/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,132
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,254
−HK$2,153/mo
Today · 4.125%
HK$83,407
baseline
▲ 0.50% · 4.625%
HK$87,803
+HK$4,396/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$166,814/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,453
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,298
−HK$2,890/mo
Today · 4.125%
HK$97,188
baseline
▲ 0.50% · 4.625%
HK$103,102
+HK$5,914/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,376/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$946,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,741
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$104,469
−HK$2,768/mo
Today · 4.125%
HK$107,237
baseline
▲ 0.50% · 4.625%
HK$112,890
+HK$5,653/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,474/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$946,958 · Scale 2, in force from 26 Feb 2026)