LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,808
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,388
−HK$1,606/mo
Today · 4.125%
HK$53,994
baseline
▲ 0.50% · 4.625%
HK$57,280
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,988/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,523
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,039
−HK$1,538/mo
Today · 4.125%
HK$59,577
baseline
▲ 0.50% · 4.625%
HK$62,718
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,154/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$946,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,970
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,866
−HK$1,927/mo
Today · 4.125%
HK$64,793
baseline
▲ 0.50% · 4.625%
HK$68,735
+HK$3,942/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,586/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,828
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,647
−HK$1,846/mo
Today · 4.125%
HK$71,493
baseline
▲ 0.50% · 4.625%
HK$75,261
+HK$3,768/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,986/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$946,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,131
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,344
−HK$2,248/mo
Today · 4.125%
HK$75,592
baseline
▲ 0.50% · 4.625%
HK$80,191
+HK$4,599/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$151,184/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,133
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,255
−HK$2,153/mo
Today · 4.125%
HK$83,408
baseline
▲ 0.50% · 4.625%
HK$87,805
+HK$4,397/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$166,816/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$946,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,454
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,299
−HK$2,890/mo
Today · 4.125%
HK$97,189
baseline
▲ 0.50% · 4.625%
HK$103,103
+HK$5,914/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,378/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$946,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,742
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,471
−HK$2,768/mo
Today · 4.125%
HK$107,239
baseline
▲ 0.50% · 4.625%
HK$112,892
+HK$5,653/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,478/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$946,974 · Scale 2, in force from 26 Feb 2026)