LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,810
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,390
−HK$1,606/mo
Today · 4.125%
HK$53,996
baseline
▲ 0.50% · 4.625%
HK$57,281
+HK$3,285/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,992/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,525
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,041
−HK$1,538/mo
Today · 4.125%
HK$59,579
baseline
▲ 0.50% · 4.625%
HK$62,720
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,158/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,972
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,868
−HK$1,927/mo
Today · 4.125%
HK$64,795
baseline
▲ 0.50% · 4.625%
HK$68,738
+HK$3,943/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,590/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,830
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,649
−HK$1,846/mo
Today · 4.125%
HK$71,495
baseline
▲ 0.50% · 4.625%
HK$75,264
+HK$3,769/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,990/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,134
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,346
−HK$2,248/mo
Today · 4.125%
HK$75,594
baseline
▲ 0.50% · 4.625%
HK$80,194
+HK$4,600/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$151,188/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,135
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,258
−HK$2,153/mo
Today · 4.125%
HK$83,411
baseline
▲ 0.50% · 4.625%
HK$87,807
+HK$4,396/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$166,822/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,457
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,302
−HK$2,891/mo
Today · 4.125%
HK$97,193
baseline
▲ 0.50% · 4.625%
HK$103,107
+HK$5,914/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,386/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,745
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,474
−HK$2,768/mo
Today · 4.125%
HK$107,242
baseline
▲ 0.50% · 4.625%
HK$112,895
+HK$5,653/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,484/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,004 · Scale 2, in force from 26 Feb 2026)