LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,810
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,391
−HK$1,606/mo
Today · 4.125%
HK$53,997
baseline
▲ 0.50% · 4.625%
HK$57,282
+HK$3,285/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$107,994/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,526
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,042
−HK$1,538/mo
Today · 4.125%
HK$59,580
baseline
▲ 0.50% · 4.625%
HK$62,720
+HK$3,140/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,160/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,972
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,869
−HK$1,927/mo
Today · 4.125%
HK$64,796
baseline
▲ 0.50% · 4.625%
HK$68,738
+HK$3,942/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,592/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,831
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,650
−HK$1,846/mo
Today · 4.125%
HK$71,496
baseline
▲ 0.50% · 4.625%
HK$75,264
+HK$3,768/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$142,992/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,134
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,347
−HK$2,248/mo
Today · 4.125%
HK$75,595
baseline
▲ 0.50% · 4.625%
HK$80,195
+HK$4,600/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$151,190/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,136
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,259
−HK$2,153/mo
Today · 4.125%
HK$83,412
baseline
▲ 0.50% · 4.625%
HK$87,809
+HK$4,397/mo
Deposit HK$6.68M · loan HK$15.60M · min. income ≈ HK$166,824/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,458
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,303
−HK$2,891/mo
Today · 4.125%
HK$97,194
baseline
▲ 0.50% · 4.625%
HK$103,108
+HK$5,914/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$194,388/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,747
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,475
−HK$2,769/mo
Today · 4.125%
HK$107,244
baseline
▲ 0.50% · 4.625%
HK$112,897
+HK$5,653/mo
Deposit HK$2.23M · loan HK$20.05M · min. income ≈ HK$214,488/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,015 · Scale 2, in force from 26 Feb 2026)