LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,815
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,395
−HK$1,606/mo
Today · 4.125%
HK$54,001
baseline
▲ 0.50% · 4.625%
HK$57,287
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,002/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,531
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,047
−HK$1,538/mo
Today · 4.125%
HK$59,585
baseline
▲ 0.50% · 4.625%
HK$62,726
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,170/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,978
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,874
−HK$1,927/mo
Today · 4.125%
HK$64,801
baseline
▲ 0.50% · 4.625%
HK$68,744
+HK$3,943/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,602/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,837
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,656
−HK$1,846/mo
Today · 4.125%
HK$71,502
baseline
▲ 0.50% · 4.625%
HK$75,271
+HK$3,769/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$143,004/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,140
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,353
−HK$2,249/mo
Today · 4.125%
HK$75,602
baseline
▲ 0.50% · 4.625%
HK$80,202
+HK$4,600/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,204/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,143
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,266
−HK$2,153/mo
Today · 4.125%
HK$83,419
baseline
▲ 0.50% · 4.625%
HK$87,816
+HK$4,397/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,838/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,466
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,311
−HK$2,891/mo
Today · 4.125%
HK$97,202
baseline
▲ 0.50% · 4.625%
HK$103,117
+HK$5,915/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,404/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,755
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,484
−HK$2,769/mo
Today · 4.125%
HK$107,253
baseline
▲ 0.50% · 4.625%
HK$112,906
+HK$5,653/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,506/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,097 · Scale 2, in force from 26 Feb 2026)