LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,815
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,396
−HK$1,606/mo
Today · 4.125%
HK$54,002
baseline
▲ 0.50% · 4.625%
HK$57,288
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,004/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,532
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,048
−HK$1,538/mo
Today · 4.125%
HK$59,586
baseline
▲ 0.50% · 4.625%
HK$62,727
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,172/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,978
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,875
−HK$1,927/mo
Today · 4.125%
HK$64,802
baseline
▲ 0.50% · 4.625%
HK$68,745
+HK$3,943/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,604/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,838
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,657
−HK$1,846/mo
Today · 4.125%
HK$71,503
baseline
▲ 0.50% · 4.625%
HK$75,272
+HK$3,769/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$143,006/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,142
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,354
−HK$2,249/mo
Today · 4.125%
HK$75,603
baseline
▲ 0.50% · 4.625%
HK$80,203
+HK$4,600/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,206/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,144
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,267
−HK$2,153/mo
Today · 4.125%
HK$83,420
baseline
▲ 0.50% · 4.625%
HK$87,817
+HK$4,397/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,840/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,468
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,313
−HK$2,891/mo
Today · 4.125%
HK$97,204
baseline
▲ 0.50% · 4.625%
HK$103,118
+HK$5,914/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,408/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,757
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,486
−HK$2,769/mo
Today · 4.125%
HK$107,255
baseline
▲ 0.50% · 4.625%
HK$112,908
+HK$5,653/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,510/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,111 · Scale 2, in force from 26 Feb 2026)