LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,816
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,397
−HK$1,606/mo
Today · 4.125%
HK$54,003
baseline
▲ 0.50% · 4.625%
HK$57,289
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,006/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,533
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,049
−HK$1,538/mo
Today · 4.125%
HK$59,587
baseline
▲ 0.50% · 4.625%
HK$62,728
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,174/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,980
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,876
−HK$1,928/mo
Today · 4.125%
HK$64,804
baseline
▲ 0.50% · 4.625%
HK$68,747
+HK$3,943/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,608/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,839
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,659
−HK$1,845/mo
Today · 4.125%
HK$71,504
baseline
▲ 0.50% · 4.625%
HK$75,273
+HK$3,769/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$143,008/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,143
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,356
−HK$2,248/mo
Today · 4.125%
HK$75,604
baseline
▲ 0.50% · 4.625%
HK$80,204
+HK$4,600/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,208/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,146
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,268
−HK$2,154/mo
Today · 4.125%
HK$83,422
baseline
▲ 0.50% · 4.625%
HK$87,819
+HK$4,397/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,844/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,469
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,315
−HK$2,890/mo
Today · 4.125%
HK$97,205
baseline
▲ 0.50% · 4.625%
HK$103,120
+HK$5,915/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,410/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,759
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,488
−HK$2,768/mo
Today · 4.125%
HK$107,256
baseline
▲ 0.50% · 4.625%
HK$112,910
+HK$5,654/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,512/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,128 · Scale 2, in force from 26 Feb 2026)