LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,817
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,398
−HK$1,606/mo
Today · 4.125%
HK$54,004
baseline
▲ 0.50% · 4.625%
HK$57,290
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,008/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,534
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,050
−HK$1,538/mo
Today · 4.125%
HK$59,588
baseline
▲ 0.50% · 4.625%
HK$62,729
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,176/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,981
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,877
−HK$1,928/mo
Today · 4.125%
HK$64,805
baseline
▲ 0.50% · 4.625%
HK$68,748
+HK$3,943/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,610/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,840
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,660
−HK$1,845/mo
Today · 4.125%
HK$71,505
baseline
▲ 0.50% · 4.625%
HK$75,275
+HK$3,770/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$143,010/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,144
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,357
−HK$2,248/mo
Today · 4.125%
HK$75,605
baseline
▲ 0.50% · 4.625%
HK$80,206
+HK$4,601/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,210/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,147
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,270
−HK$2,153/mo
Today · 4.125%
HK$83,423
baseline
▲ 0.50% · 4.625%
HK$87,820
+HK$4,397/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,846/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,471
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,316
−HK$2,891/mo
Today · 4.125%
HK$97,207
baseline
▲ 0.50% · 4.625%
HK$103,122
+HK$5,915/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,414/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,760
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,489
−HK$2,769/mo
Today · 4.125%
HK$107,258
baseline
▲ 0.50% · 4.625%
HK$112,912
+HK$5,654/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,516/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,142 · Scale 2, in force from 26 Feb 2026)