LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,818
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,399
−HK$1,606/mo
Today · 4.125%
HK$54,005
baseline
▲ 0.50% · 4.625%
HK$57,291
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,010/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,535
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,051
−HK$1,538/mo
Today · 4.125%
HK$59,589
baseline
▲ 0.50% · 4.625%
HK$62,730
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,178/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,982
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,879
−HK$1,927/mo
Today · 4.125%
HK$64,806
baseline
▲ 0.50% · 4.625%
HK$68,750
+HK$3,944/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,612/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,842
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,662
−HK$1,845/mo
Today · 4.125%
HK$71,507
baseline
▲ 0.50% · 4.625%
HK$75,277
+HK$3,770/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$143,014/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,146
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,359
−HK$2,248/mo
Today · 4.125%
HK$75,607
baseline
▲ 0.50% · 4.625%
HK$80,208
+HK$4,601/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,214/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,149
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,272
−HK$2,153/mo
Today · 4.125%
HK$83,425
baseline
▲ 0.50% · 4.625%
HK$87,823
+HK$4,398/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,850/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,473
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,319
−HK$2,890/mo
Today · 4.125%
HK$97,209
baseline
▲ 0.50% · 4.625%
HK$103,124
+HK$5,915/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,418/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,763
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,492
−HK$2,769/mo
Today · 4.125%
HK$107,261
baseline
▲ 0.50% · 4.625%
HK$112,915
+HK$5,654/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,522/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,168 · Scale 2, in force from 26 Feb 2026)