LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,820
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,401
−HK$1,606/mo
Today · 4.125%
HK$54,007
baseline
▲ 0.50% · 4.625%
HK$57,293
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,014/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,536
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,053
−HK$1,538/mo
Today · 4.125%
HK$59,591
baseline
▲ 0.50% · 4.625%
HK$62,732
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,182/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,984
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,881
−HK$1,927/mo
Today · 4.125%
HK$64,808
baseline
▲ 0.50% · 4.625%
HK$68,751
+HK$3,943/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$129,616/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,844
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,663
−HK$1,846/mo
Today · 4.125%
HK$71,509
baseline
▲ 0.50% · 4.625%
HK$75,279
+HK$3,770/mo
Deposit HK$8.91M · loan HK$13.37M · min. income ≈ HK$143,018/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,148
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,361
−HK$2,248/mo
Today · 4.125%
HK$75,609
baseline
▲ 0.50% · 4.625%
HK$80,210
+HK$4,601/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,218/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,151
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,274
−HK$2,153/mo
Today · 4.125%
HK$83,427
baseline
▲ 0.50% · 4.625%
HK$87,825
+HK$4,398/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,854/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,476
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,321
−HK$2,891/mo
Today · 4.125%
HK$97,212
baseline
▲ 0.50% · 4.625%
HK$103,127
+HK$5,915/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,424/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,766
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,495
−HK$2,769/mo
Today · 4.125%
HK$107,264
baseline
▲ 0.50% · 4.625%
HK$112,918
+HK$5,654/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,528/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,192 · Scale 2, in force from 26 Feb 2026)