LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,822
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,403
−HK$1,606/mo
Today · 4.125%
HK$54,009
baseline
▲ 0.50% · 4.625%
HK$57,295
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,018/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,539
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,055
−HK$1,538/mo
Today · 4.125%
HK$59,593
baseline
▲ 0.50% · 4.625%
HK$62,735
+HK$3,142/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,186/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,986
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,883
−HK$1,928/mo
Today · 4.125%
HK$64,811
baseline
▲ 0.50% · 4.625%
HK$68,754
+HK$3,943/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$129,622/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,847
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,666
−HK$1,846/mo
Today · 4.125%
HK$71,512
baseline
▲ 0.50% · 4.625%
HK$75,282
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$143,024/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,151
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,364
−HK$2,248/mo
Today · 4.125%
HK$75,612
baseline
▲ 0.50% · 4.625%
HK$80,213
+HK$4,601/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,224/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,154
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,277
−HK$2,154/mo
Today · 4.125%
HK$83,431
baseline
▲ 0.50% · 4.625%
HK$87,829
+HK$4,398/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,862/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,479
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,325
−HK$2,891/mo
Today · 4.125%
HK$97,216
baseline
▲ 0.50% · 4.625%
HK$103,131
+HK$5,915/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,432/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,770
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,499
−HK$2,769/mo
Today · 4.125%
HK$107,268
baseline
▲ 0.50% · 4.625%
HK$112,922
+HK$5,654/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,536/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,231 · Scale 2, in force from 26 Feb 2026)