LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,823
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,403
−HK$1,607/mo
Today · 4.125%
HK$54,010
baseline
▲ 0.50% · 4.625%
HK$57,296
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,020/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,540
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,056
−HK$1,538/mo
Today · 4.125%
HK$59,594
baseline
▲ 0.50% · 4.625%
HK$62,735
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,188/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,987
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,884
−HK$1,927/mo
Today · 4.125%
HK$64,811
baseline
▲ 0.50% · 4.625%
HK$68,755
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$129,622/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,847
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,667
−HK$1,846/mo
Today · 4.125%
HK$71,513
baseline
▲ 0.50% · 4.625%
HK$75,283
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$143,026/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,152
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,365
−HK$2,248/mo
Today · 4.125%
HK$75,613
baseline
▲ 0.50% · 4.625%
HK$80,214
+HK$4,601/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,226/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,155
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,278
−HK$2,154/mo
Today · 4.125%
HK$83,432
baseline
▲ 0.50% · 4.625%
HK$87,830
+HK$4,398/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,864/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,481
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,326
−HK$2,891/mo
Today · 4.125%
HK$97,217
baseline
▲ 0.50% · 4.625%
HK$103,133
+HK$5,916/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,434/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,771
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,501
−HK$2,769/mo
Today · 4.125%
HK$107,270
baseline
▲ 0.50% · 4.625%
HK$112,924
+HK$5,654/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,540/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,243 · Scale 2, in force from 26 Feb 2026)