LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,825
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,406
−HK$1,606/mo
Today · 4.125%
HK$54,012
baseline
▲ 0.50% · 4.625%
HK$57,298
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,024/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,542
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,058
−HK$1,539/mo
Today · 4.125%
HK$59,597
baseline
▲ 0.50% · 4.625%
HK$62,738
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,194/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,990
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,887
−HK$1,927/mo
Today · 4.125%
HK$64,814
baseline
▲ 0.50% · 4.625%
HK$68,758
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$129,628/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,850
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,670
−HK$1,846/mo
Today · 4.125%
HK$71,516
baseline
▲ 0.50% · 4.625%
HK$75,286
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$143,032/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,154
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,368
−HK$2,248/mo
Today · 4.125%
HK$75,616
baseline
▲ 0.50% · 4.625%
HK$80,218
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,232/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,159
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,282
−HK$2,153/mo
Today · 4.125%
HK$83,435
baseline
▲ 0.50% · 4.625%
HK$87,833
+HK$4,398/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,870/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,484
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,330
−HK$2,891/mo
Today · 4.125%
HK$97,221
baseline
▲ 0.50% · 4.625%
HK$103,137
+HK$5,916/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,442/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,775
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,505
−HK$2,769/mo
Today · 4.125%
HK$107,274
baseline
▲ 0.50% · 4.625%
HK$112,928
+HK$5,654/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,548/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,282 · Scale 2, in force from 26 Feb 2026)