LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,826
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,407
−HK$1,606/mo
Today · 4.125%
HK$54,013
baseline
▲ 0.50% · 4.625%
HK$57,300
+HK$3,287/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,026/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,544
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,060
−HK$1,539/mo
Today · 4.125%
HK$59,599
baseline
▲ 0.50% · 4.625%
HK$62,740
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,198/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,991
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,889
−HK$1,927/mo
Today · 4.125%
HK$64,816
baseline
▲ 0.50% · 4.625%
HK$68,760
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$129,632/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,852
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,672
−HK$1,846/mo
Today · 4.125%
HK$71,518
baseline
▲ 0.50% · 4.625%
HK$75,288
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$143,036/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,157
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,370
−HK$2,249/mo
Today · 4.125%
HK$75,619
baseline
▲ 0.50% · 4.625%
HK$80,220
+HK$4,601/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,238/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,161
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,284
−HK$2,154/mo
Today · 4.125%
HK$83,438
baseline
▲ 0.50% · 4.625%
HK$87,836
+HK$4,398/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,876/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,487
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,333
−HK$2,891/mo
Today · 4.125%
HK$97,224
baseline
▲ 0.50% · 4.625%
HK$103,140
+HK$5,916/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,448/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,779
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,508
−HK$2,769/mo
Today · 4.125%
HK$107,277
baseline
▲ 0.50% · 4.625%
HK$112,932
+HK$5,655/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,554/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,313 · Scale 2, in force from 26 Feb 2026)