LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,827
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,408
−HK$1,606/mo
Today · 4.125%
HK$54,014
baseline
▲ 0.50% · 4.625%
HK$57,300
+HK$3,286/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$108,028/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,544
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,061
−HK$1,538/mo
Today · 4.125%
HK$59,599
baseline
▲ 0.50% · 4.625%
HK$62,740
+HK$3,141/mo
Deposit HK$11.14M · loan HK$11.14M · min. income ≈ HK$119,198/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,992
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,889
−HK$1,928/mo
Today · 4.125%
HK$64,817
baseline
▲ 0.50% · 4.625%
HK$68,761
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$129,634/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,853
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,673
−HK$1,846/mo
Today · 4.125%
HK$71,519
baseline
▲ 0.50% · 4.625%
HK$75,289
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$143,038/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,157
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,371
−HK$2,248/mo
Today · 4.125%
HK$75,619
baseline
▲ 0.50% · 4.625%
HK$80,221
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,238/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,162
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,285
−HK$2,153/mo
Today · 4.125%
HK$83,438
baseline
▲ 0.50% · 4.625%
HK$87,837
+HK$4,399/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,876/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,488
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,334
−HK$2,891/mo
Today · 4.125%
HK$97,225
baseline
▲ 0.50% · 4.625%
HK$103,141
+HK$5,916/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,450/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,779
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,509
−HK$2,769/mo
Today · 4.125%
HK$107,278
baseline
▲ 0.50% · 4.625%
HK$112,933
+HK$5,655/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,556/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,319 · Scale 2, in force from 26 Feb 2026)