LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,827
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,408
−HK$1,607/mo
Today · 4.125%
HK$54,015
baseline
▲ 0.50% · 4.625%
HK$57,301
+HK$3,286/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,030/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,545
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,061
−HK$1,539/mo
Today · 4.125%
HK$59,600
baseline
▲ 0.50% · 4.625%
HK$62,741
+HK$3,141/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,200/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,993
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,890
−HK$1,928/mo
Today · 4.125%
HK$64,818
baseline
▲ 0.50% · 4.625%
HK$68,762
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$129,636/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,854
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,674
−HK$1,846/mo
Today · 4.125%
HK$71,520
baseline
▲ 0.50% · 4.625%
HK$75,290
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$143,040/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,158
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,372
−HK$2,248/mo
Today · 4.125%
HK$75,620
baseline
▲ 0.50% · 4.625%
HK$80,222
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,240/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,163
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,286
−HK$2,154/mo
Today · 4.125%
HK$83,440
baseline
▲ 0.50% · 4.625%
HK$87,838
+HK$4,398/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,880/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,489
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,335
−HK$2,891/mo
Today · 4.125%
HK$97,226
baseline
▲ 0.50% · 4.625%
HK$103,142
+HK$5,916/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,452/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,781
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,510
−HK$2,770/mo
Today · 4.125%
HK$107,280
baseline
▲ 0.50% · 4.625%
HK$112,934
+HK$5,654/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,560/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,332 · Scale 2, in force from 26 Feb 2026)