LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,828
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,409
−HK$1,606/mo
Today · 4.125%
HK$54,015
baseline
▲ 0.50% · 4.625%
HK$57,302
+HK$3,287/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,030/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,545
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,062
−HK$1,538/mo
Today · 4.125%
HK$59,600
baseline
▲ 0.50% · 4.625%
HK$62,742
+HK$3,142/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,200/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,993
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,890
−HK$1,928/mo
Today · 4.125%
HK$64,818
baseline
▲ 0.50% · 4.625%
HK$68,762
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$129,636/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,854
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,674
−HK$1,846/mo
Today · 4.125%
HK$71,520
baseline
▲ 0.50% · 4.625%
HK$75,290
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$143,040/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,159
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,372
−HK$2,249/mo
Today · 4.125%
HK$75,621
baseline
▲ 0.50% · 4.625%
HK$80,222
+HK$4,601/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,242/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,163
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,286
−HK$2,154/mo
Today · 4.125%
HK$83,440
baseline
▲ 0.50% · 4.625%
HK$87,839
+HK$4,399/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,880/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,490
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,336
−HK$2,891/mo
Today · 4.125%
HK$97,227
baseline
▲ 0.50% · 4.625%
HK$103,143
+HK$5,916/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,454/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,781
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,511
−HK$2,769/mo
Today · 4.125%
HK$107,280
baseline
▲ 0.50% · 4.625%
HK$112,935
+HK$5,655/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,560/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,339 · Scale 2, in force from 26 Feb 2026)