LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,829
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,410
−HK$1,607/mo
Today · 4.125%
HK$54,017
baseline
▲ 0.50% · 4.625%
HK$57,304
+HK$3,287/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,034/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,547
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,064
−HK$1,538/mo
Today · 4.125%
HK$59,602
baseline
▲ 0.50% · 4.625%
HK$62,744
+HK$3,142/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,204/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,995
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,893
−HK$1,927/mo
Today · 4.125%
HK$64,820
baseline
▲ 0.50% · 4.625%
HK$68,764
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$129,640/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,857
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,677
−HK$1,846/mo
Today · 4.125%
HK$71,523
baseline
▲ 0.50% · 4.625%
HK$75,293
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$143,046/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,161
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,375
−HK$2,249/mo
Today · 4.125%
HK$75,624
baseline
▲ 0.50% · 4.625%
HK$80,225
+HK$4,601/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,248/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,166
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,289
−HK$2,154/mo
Today · 4.125%
HK$83,443
baseline
▲ 0.50% · 4.625%
HK$87,842
+HK$4,399/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,886/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,493
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,339
−HK$2,891/mo
Today · 4.125%
HK$97,230
baseline
▲ 0.50% · 4.625%
HK$103,147
+HK$5,917/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,460/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,785
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,515
−HK$2,769/mo
Today · 4.125%
HK$107,284
baseline
▲ 0.50% · 4.625%
HK$112,939
+HK$5,655/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,568/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,372 · Scale 2, in force from 26 Feb 2026)